Frequently Asked Questions

Popular Question

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Mortgage Questions

Common mortgage options include:

  • Fixed-Rate Mortgage: Stable interest rate for the loan term.
  • Adjustable-Rate Mortgage (ARM): Interest rate changes periodically.
  • FHA Loan: Lower down payment, government-backed.
  • VA Loan: Exclusive to veterans and active military.
  • Jumbo Loan: For high-value properties exceeding loan limits.

Yes! Refinancing allows homeowners to secure a lower interest rate, reduce monthly payments, or shorten their loan term. It’s a great option if rates have dropped or if your financial situation has improved.