We offer a free home valuation service! Simply fill out the "My Home Value" form on our website, and our team will provide you with an expert estimate based on market trends and property data.
We specialize in prime locations across California, including Newport Beach, Huntington Beach, Westminster, Garden Grove, and more. Check out our Attractive Locations section for details.
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Most lenders require a credit score of at least 620 for a conventional loan, but FHA loans may be available with scores as low as 580. Higher credit scores often qualify for better interest rates.
The required down payment varies by loan type:
Common mortgage options include:
To get pre-approved, you’ll need to submit financial documents like proof of income, credit history, employment details, and bank statements to a lender. Pre-approval helps you understand your budget and strengthens your offer when buying a home.
Your interest rate depends on:
Yes! Refinancing allows homeowners to secure a lower interest rate, reduce monthly payments, or shorten their loan term. It’s a great option if rates have dropped or if your financial situation has improved.